• Quick Finance Tips From Our College And Career Readiness Team

    • GET A CREDIT CARD AND PAY IT OFF IN FULL EVERY TIME YOUR BILL IS DUE
      • Don't spend money you don't have
      • It is better to dip into your savings to pay off your credit card than it is to owe interest and lower your credit score.
      • Check your credit score even if you think you haven't established credit because approximately 1.5% of minors are victims of identity theft.
      • If you've racked up some debt on your credit card, pay it off before your bill comes
    • INVEST EARLY 
      • Start investing as soon as you can and take full advantage of compound interest!
      • When it comes to investing, try to diversify your portfolio with different securities (investments).
    • SAVE, SAVE, AND SAVE SOME MORE
      • Get a savings account ASAP if you haven't already
      • Try to save 20% of your checks if you can.
        • If you have direct deposit, we recommend setting up automatic payments that take a percentage of your deposit and put it in your savings account as soon as it hits.
    • CONSULT A FINANCIAL ADVISOR FOR YOUR FINANCIAL QUESTIONS
      • No, it won't cost you money. They earn their money off your investments!
    • DO YOUR RESEARCH WHEN DECIDING ON LOANS, CREDIT CARDS, ETC.
    • BUY PROPERTY AS SOON AS YOU CAN
    • TRACK YOUR EXPENSES AND CREATE A BUDGET
      • There are many free budgeting tools online
    • CHECK LABOR MARKET INFORMATION DATA WHEN DECIDED ON WHERE TO APPLY FOR JOBS AND MOVE
    • PREPARE FOR YOUR FUTURE
      • Start investing in and saving for your retirement as soon as you get your first job - your future self will thank you!